The unified wallet
for everything.

Convert crypto instantly.
Receive foreign currency directly.
Settle bills effortlessly.

Get Started free See how it works

Total Balance

₦847,250.00

Add Money

Transfer

Quick actions

Airtime

Data

Foreign FX

Rate watch

USDT → NGN, updated hourly

₦••••••

0.8%

Convert Crypto

Quick Actions

Pay instantly from your balance.

Airtime

Data

Electricity

Cable TV

Gift Cards

Foreign FX

Universal Wallet

Every bill, one balance.

Settle your electricity tokens, renew your cable TV, top up airtime and data, or purchase global gift cards instantly. It all runs directly from your unified NePay balance: fast, secure, and with no external card required.

Transparent Exchange

See the real rate. Every time.

Every crypto conversion shows the exact reference market rate alongside our quoted rate before you confirm. We believe in earning your trust through total transparency: what you see is exactly what you get, with zero hidden spreads.

₮

₿

Selling 50 USDT

Market reference rate₦1,415/$

Your quoted rate₦1,378/$

You receive₦68,900

CROSS-BORDER PAYMENTS

Foreign currency.
Without borders.

Get your own foreign bank accounts in USD and EUR. Receive payments from anywhere in the world and convert directly to your Naira balance instantly with the best market rates.

🇺🇸

🇪🇺

Multi-currency accounts supported

Your USD Account

🇺🇸

Balance

$0.00

Account Name

Dubem Doe

Routing Number

122105155

Account Number

3314059281

Share Details

Simple Process

How NePay works

Create your account & verify in minutes

Fund your wallet: crypto or cross-border payment

Move money into NePay instantly by converting your crypto or using a foreign currency account.

Convert crypto to Naira instantly

Crypto in → Naira instantly.

Track everything, transparently, in one place.

Monitor your balances and review side-by-side exchange rates before confirming any transaction.

Don't just take our word for it.

"Receiving USDT and having it instantly available as Naira in my balance feels like magic. Best wallet I've used."

Chidinma A.Lagos

"I finally stopped losing money to hidden exchange spreads. The side-by-side rates are a game changer."

Tobi O.Abuja

"Electricity tokens in seconds. No failed transactions, no waiting. It just works."

Ngozi E.Port Harcourt

"Signed up and verified my account in literally two minutes. Support was instantly helpful when I asked a question."

Emmanuel U.Lagos

Security & Trust

Built to be trusted with your money.

We prioritize the security of your funds and the privacy of your data above everything else. Our entire infrastructure is engineered for resilience.

Bank-Grade Encryption

Every byte of data is encrypted in transit and at rest, securing your information from end to end using modern cryptographic standards.

Strict Identity Verification

Robust BVN and NIN checks are required before any transaction, ensuring SEC-aligned compliance and protecting against fraud.

Absolute Transparency

Fees and exchange rates are displayed clearly and side-by-side before you confirm. No hidden spreads, ever.

Regulated Banking Partners

Your funds are securely held and moved exclusively through our network of established, regulated partner banks.

Got Questions?

Frequently Asked Questions

Ready to move up?

Join thousands of Nigerians receiving money, paying bills instantly, and exchanging crypto with total transparency.

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The unified wallet for everything.